Charmaine Garel
City of Toronto – Toronto Transit Commission/Operator
2025 Salary
$103,262Total compensation $104,306, including $1,044 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#8,465City of Toronto – Toronto Transit Commission
Years on List
42022–2025
Peak Salary
$109,0062022
Full 2025 roster at City of Toronto – Toronto Transit Commission →·See where $103,262 ranks →
Total Compensation History
Full History
2022–2025
$109,006 in 2022 is worth about $118,378 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | OperatorCity Of Toronto – Toronto Transit Commission | $103,262Benefits $1,044Total $104,306 |
| 2024 | OperatorCity Of Toronto - Toronto Transit Commission | $100,677Benefits $1,024Total $101,701 |
| 2023 | OperatorCity Of Toronto - Toronto Transit Commission | $100,439Benefits $991Total $101,430 |
| 2022 | OperatorCity Of Toronto - Toronto Transit Commission | $109,006Benefits $984Total $109,990 |
Take-Home Pay
(After Tax) · 2025 estimate
Charmaine Garel was paid $103,262 in 2025; after income tax, CPP and EI that is roughly $76,259, an effective income-tax rate of about 20.8%. At City of Toronto – Toronto Transit Commission, 9,614 people made the 2025 list with a median salary of $114,939; Charmaine Garel's total compensation of $104,306 ranked #8,465. It is up about 3% on the $100,677 paid in 2024. After pension contributions (probably OMERS in this sector), take-home is usually a further 7–10% lower.
- Estimated net pay
- ~$76,259
- Effective income-tax rate (excl. CPP/EI)
- ~20.8%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~26.1%
- vs. 2025 Operator median
- −6%
Where does $103,262 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.