Cindy Ratz
Regional Municipality of Waterloo – Police/Constable
2022 Salary — last year on the list
$124,050Total compensation $125,835, including $1,784 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2022
Employer Rank
#397Regional Municipality of Waterloo – Police
Years on List
122011–2022
Peak Salary
$125,4562021
Full 2022 roster at Regional Municipality of Waterloo – Police →·See where $124,050 ranks →
Total Compensation History
Full History
2011–2022
$110,208 in 2011 is worth about $150,927 in 2025 dollars.
Take-Home Pay
(After Tax) · 2022 estimate
Cindy Ratz was paid $124,050 in 2022; after income tax, CPP and EI that is roughly $86,777, an effective income-tax rate of about 26.5%. At Regional Municipality of Waterloo – Police, 739 people made the 2022 list with a median salary of $126,121; Cindy Ratz's total compensation of $125,835 ranked #397. It is down about 1% from the $125,456 paid in 2021. After pension contributions (probably OMERS in this sector), take-home is usually a further 7–10% lower.
- Estimated net pay
- ~$86,777
- Effective income-tax rate (excl. CPP/EI)
- ~26.5%
- CPP + EI contributions
- ~$4,453
- All-in deduction rate (incl. CPP/EI)
- ~30.0%
- vs. 2022 Constable median
- about even
Where does $124,050 rank on the Sunshine List? →
Estimate only: 2022 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.