Denise O'Toole
Waterloo Region District School Board/Teacher/Elementary
2025 Salary
$118,809Total compensation $118,911, including $102 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#628Waterloo Region District School Board
Years on List
102016–2025
Peak Salary
$141,9522024
Full 2025 roster at Waterloo Region District School Board →·See where $118,809 ranks →
Total Compensation History
Full History
2016–2025
$100,110 in 2016 is worth about $128,022 in 2025 dollars.
Take-Home Pay
(After Tax) · 2025 estimate
Denise O'Toole was paid $118,809 in 2025; after income tax, CPP and EI that is roughly $86,218, an effective income-tax rate of about 22.8%. For comparison, the median Elementary Teacher on the 2025 list was paid $118,036; this salary is about 1% more. It is down about 16% from the $141,952 paid in 2024. After pension contributions (probably OTPP for teachers or OMERS in this sector), take-home is usually a further 7–10% lower.
- Estimated net pay
- ~$86,218
- Effective income-tax rate (excl. CPP/EI)
- ~22.8%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~27.4%
- vs. 2025 Elementary Teacher median
- +1%
Where does $118,809 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.