Francesca Cardwell
University of Waterloo/Research Associate
2023 Salary — last year on the list
$100,230Total compensation $100,357, including $127 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2023
Employer Rank
#2,130University of Waterloo
Years on List
12023–2023
Peak Salary
$100,2302023
Full 2023 roster at University of Waterloo →·See where $100,230 ranks →
Full History
2023–2023
| Year | Position | Salary |
|---|---|---|
| 2023 | Research AssociateUniversity Of Waterloo | $100,230Benefits $127Total $100,357 |
Take-Home Pay
(After Tax) · 2023 estimate
Of the $100,230 Francesca Cardwell earned in 2023, roughly $73,806 would remain after income tax, CPP and EI, an all-in deduction rate of about 26.4%. For comparison, the median Research Associate on the 2023 list was paid $109,152; this salary is about 8% less. 2023 is the first year Francesca Cardwell appears on the list. Members of OMERS, OTPP, HOOPP or OPTrust typically take home another 7–10% less after pension contributions, which this estimate leaves out.
- Estimated net pay
- ~$73,806
- Effective income-tax rate (excl. CPP/EI)
- ~21.6%
- CPP + EI contributions
- ~$4,756
- All-in deduction rate (incl. CPP/EI)
- ~26.4%
- vs. 2023 Research Associate median
- −8%
Where does $100,230 rank on the Sunshine List? →
Estimate only: 2023 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.