Heather Cowan
Waterloo Catholic District School Board/Teacher
2025 Salary
$121,103Total compensation $121,103, including $0 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#263Waterloo Catholic District School Board
Years on List
52021–2025
Peak Salary
$124,1472024
Full 2025 roster at Waterloo Catholic District School Board →·See where $121,103 ranks →
Total Compensation History
Full History
2021–2025
$102,320 in 2021 is worth about $118,651 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | TeacherWaterloo Catholic District School Board | $121,103Benefits $0Total $121,103 |
| 2024 | TeacherWaterloo Catholic District School Board | $124,147Benefits $0Total $124,147 |
| 2023 | TeacherWaterloo Catholic District School Board | $106,001Benefits $0Total $106,001 |
| 2022 | TeacherWaterloo Catholic District School Board | $104,139Benefits $0Total $104,139 |
| 2021 | TeacherWaterloo Catholic District School Board | $102,320Benefits $0Total $102,320 |
Take-Home Pay
(After Tax) · 2025 estimate
In 2025, Heather Cowan's $121,103 salary works out to roughly $87,516 after income tax, CPP and EI — an all-in deduction rate of about 27.7%. Compared with 2024, when the figure was $124,147, that is a drop of about 2%. Records under this name have appeared on the Sunshine List 5 years in all, first in 2021. After pension contributions (probably OTPP for teachers or OMERS in this sector), take-home is usually a further 7–10% lower.
- Estimated net pay
- ~$87,516
- Effective income-tax rate (excl. CPP/EI)
- ~23.2%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~27.7%
- vs. 2025 Teacher median
- +3%
Where does $121,103 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.