Joan Bender
Regional Municipality of Waterloo – Police/Special Constable
2025 Salary
$132,392Total compensation $134,200, including $1,808 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#570Regional Municipality of Waterloo – Police
Years on List
42021–2025
Peak Salary
$132,3922025
Full 2025 roster at Regional Municipality of Waterloo – Police →·See where $132,392 ranks →
Total Compensation History
Full History
2021–2025
$102,008 in 2021 is worth about $118,289 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | Special ConstableRegional Municipality Of Waterloo – Police | $132,392 |
| 2024 | Special ConstableRegional Municipality Of Waterloo - Police | $115,424 |
| 2023 | Special ConstableRegional Municipality Of Waterloo - Police | $112,334 |
| 2021 | Special Constable Cell Block 4Regional Municipality Of Waterloo - Police | $102,008 |
Take-Home Pay
(After Tax) · 2025 estimate
Joan Bender was paid $132,392 in 2025; after income tax, CPP and EI that is roughly $93,904, an effective income-tax rate of about 24.9%. That is about 16% above the 2025 median of $114,538 for Special Constable on the Sunshine List. That is about 15% more than the $115,424 paid in 2024. Joan Bender has appeared on the list 4 times since 2021. After pension contributions (probably OMERS in this sector), take-home is usually a further 7–10% lower.
- Estimated net pay
- ~$93,904
- Effective income-tax rate (excl. CPP/EI)
- ~24.9%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~29.1%
- vs. 2025 Special Constable median
- +16%
Where does $132,392 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.