Joyce Fretz
Mainstream Services/Program Director
2025 Salary
$107,695Total compensation $107,695, including $0 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#2Mainstream Services
Years on List
12025–2025
Peak Salary
$107,6952025
Full 2025 roster at Mainstream Services →·See where $107,695 ranks →
Full History
2025–2025
| Year | Position | Salary |
|---|---|---|
| 2025 | Program DirectorMainstream Services | $107,695Benefits $0Total $107,695 |
Take-Home Pay
(After Tax) · 2025 estimate
Take-home on Joyce Fretz's 2025 salary of $107,695 comes to roughly $79,276 once federal and Ontario income tax (about 21.3% effective) is deducted. On total compensation of $107,695, Joyce Fretz ranked #2 of 3 disclosed at Mainstream Services that year. That is about 21% below the 2025 median of $135,888 for Program Director on the Sunshine List. Members of OMERS, OTPP, HOOPP or OPTrust typically take home another 7–10% less after pension contributions, which this estimate leaves out.
- Estimated net pay
- ~$79,276
- Effective income-tax rate (excl. CPP/EI)
- ~21.3%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~26.4%
- vs. 2025 Program Director median
- −21%
Where does $107,695 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.