Karen Fernandes
Upper Grand District School Board/Elementary Teacher
2025 Salary
$118,107Total compensation $118,209, including $102 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#673Upper Grand District School Board
Years on List
52021–2025
Peak Salary
$133,0612024
Full 2025 roster at Upper Grand District School Board →·See where $118,107 ranks →
Total Compensation History
Full History
2021–2025
$102,242 in 2021 is worth about $118,561 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | Elementary TeacherUpper Grand District School Board | $118,107Benefits $102Total $118,209 |
| 2024 | Elementary TeacherUpper Grand District School Board | $133,061Benefits $98Total $133,160 |
| 2023 | Elementary TeacherUpper Grand District School Board | $104,251Benefits $100Total $104,351 |
| 2022 | Elementary TeacherUpper Grand District School Board | $102,996Benefits $91Total $103,086 |
| 2021 | Elementary TeacherUpper Grand District School Board | $102,242Benefits $87Total $102,329 |
Take-Home Pay
(After Tax) · 2025 estimate
Take-home on Karen Fernandes's 2025 salary of $118,107 comes to roughly $85,820 once federal and Ontario income tax (about 22.7% effective) is deducted. That is about 11% less than the $133,061 paid in 2024. Records under this name have appeared on the Sunshine List 5 years in all, first in 2021. Most School Boards employees belong to OTPP for teachers or OMERS, so actual take-home is likely another 7–10% lower after pension contributions.
- Estimated net pay
- ~$85,820
- Effective income-tax rate (excl. CPP/EI)
- ~22.7%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~27.3%
- vs. 2025 Elementary Teacher median
- about even
Where does $118,107 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.