Karen Smith Seto
Waterloo Region District School Board/Teacher/Secondary
At a Glance
2025
Latest Salary
$137,4122025
Total Compensation
$137,496Incl. $84 benefits
Employer Rank
#243Waterloo Region District School Board
Years on List
82017–2025
Salary History
Full History
2017–2025
| Year | Employer | Position | Salary | Benefits | Total |
|---|---|---|---|---|---|
| 2025 | Waterloo Region District School Board | Teacher/Secondary | $137,412 | $84 | $137,496 |
| 2024 | Waterloo Region District School Board | Student Success | $151,731 | $84 | $151,815 |
| 2023 | Waterloo Region District School Board | — | $118,698 | $84 | $118,782 |
| 2022 | Waterloo Region District School Board | Teacher/Secondary | $103,015 | $91 | $103,105 |
| 2021 | Waterloo Region District School Board | Teacher/Secondary | $101,443 | $87 | $101,530 |
| 2019 | Waterloo Region District School Board | Teacher/Secondary | $100,226 | $80 | $100,306 |
| 2018 | Waterloo Region District School Board | Department Head | $101,279 | $78 | $101,357 |
| 2017 | Waterloo Region District School Board | Department Head | $100,976 | $77 | $101,054 |
Take-Home Pay
(After Tax) · 2025 estimate
Karen Smith Seto was paid $137,412 in 2025; after federal and Ontario income tax that is roughly $96,745, an effective income-tax rate of about 25.6%. For comparison, the median Secondary Teacher on the 2025 list was paid $118,069; this salary is about 16% more. Karen Smith Seto has appeared on the list 8 times since 2017. Most School Boards employees belong to OTPP for teachers or OMERS, so actual take-home is likely another 7–10% lower after pension contributions.
- Estimated net pay
- ~$96,745
- Effective income-tax rate (excl. CPP/EI)
- ~25.6%
- CPP + EI contributions
- ~$5,507
- vs. 2025 Secondary Teacher median
- +16%
Where does $137,412 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.