Karen Smith Seto
Waterloo Region District School Board/Teacher/Secondary
2025 Salary
$137,412Total compensation $137,496, including $84 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#243Waterloo Region District School Board
Years on List
82017–2025
Peak Salary
$151,7312024
Full 2025 roster at Waterloo Region District School Board →·See where $137,412 ranks →
Total Compensation History
Full History
2017–2025
$100,976 in 2017 is worth about $127,150 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | Teacher/SecondaryWaterloo Region District School Board | $137,412Benefits $84Total $137,496 |
| 2024 | Student SuccessWaterloo Region District School Board | $151,731Benefits $84Total $151,815 |
| 2023 | Teacher/SecondaryWaterloo Region District School Board | $118,698Benefits $84Total $118,782 |
| 2022 | Teacher/SecondaryWaterloo Region District School Board | $103,015Benefits $91Total $103,105 |
| 2021 | Teacher/SecondaryWaterloo Region District School Board | $101,443Benefits $87Total $101,530 |
| 2019 | Teacher/SecondaryWaterloo Region District School Board | $100,226Benefits $80Total $100,306 |
| 2018 | Department HeadWaterloo Region District School Board | $101,279Benefits $78Total $101,357 |
| 2017 | Department HeadWaterloo Region District School Board | $100,976Benefits $77Total $101,054 |
Take-Home Pay
(After Tax) · 2025 estimate
Karen Smith Seto was paid $137,412 in 2025; after income tax, CPP and EI that is roughly $96,745, an effective income-tax rate of about 25.6%. For comparison, the median Secondary Teacher on the 2025 list was paid $118,069; this salary is about 16% more. Karen Smith Seto has appeared on the list 8 times since 2017. Most School Boards employees belong to OTPP for teachers or OMERS, so actual take-home is likely another 7–10% lower after pension contributions.
- Estimated net pay
- ~$96,745
- Effective income-tax rate (excl. CPP/EI)
- ~25.6%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~29.6%
- vs. 2025 Secondary Teacher median
- +16%
Where does $137,412 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.