Karmen Lo
Toronto District School Board/Teacher, Elementary
At a Glance
2025
Latest Salary
$102,7092025
Total Compensation
$102,709Incl. $0 benefits
Employer Rank
#13,700Toronto District School Board
Years on List
12025–2025
Full History
2025–2025
| Year | Employer | Position | Salary | Benefits | Total |
|---|---|---|---|---|---|
| 2025 | Toronto District School Board | Teacher, Elementary | $102,709 | $0 | $102,709 |
Take-Home Pay
(After Tax) · 2025 estimate
Of the $102,709 Karmen Lo earned in 2025, roughly $75,880 would remain after federal and Ontario income tax, an effective rate of about 20.8%. That is about 13% below the 2025 median of $118,036 for Elementary Teacher on the Sunshine List. Within Toronto District School Board it was the #13,700 salary of 14,085, against a median of $127,496. After pension contributions (probably OTPP for teachers or OMERS in this sector), take-home is usually a further 7–10% lower.
- Estimated net pay
- ~$75,880
- Effective income-tax rate (excl. CPP/EI)
- ~20.8%
- CPP + EI contributions
- ~$5,507
- vs. 2025 Elementary Teacher median
- −13%
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.