Margaret Heldman
Waterloo Catholic District School Board/Teacher
2023 Salary — last year on the list
$100,179Total compensation $100,179, including $0 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2023
Employer Rank
#948Waterloo Catholic District School Board
Years on List
32021–2023
Peak Salary
$103,8982022
Full 2023 roster at Waterloo Catholic District School Board →·See where $100,179 ranks →
Total Compensation History
Full History
2021–2023
$102,320 in 2021 is worth about $118,651 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2023 | TeacherWaterloo Catholic District School Board | $100,179Benefits $0Total $100,179 |
| 2022 | TeacherWaterloo Catholic District School Board | $103,898Benefits $0Total $103,898 |
| 2021 | TeacherWaterloo Catholic District School Board | $102,320Benefits $0Total $102,320 |
Take-Home Pay
(After Tax) · 2023 estimate
Of the $100,179 Margaret Heldman earned in 2023, roughly $73,772 would remain after income tax, CPP and EI, an all-in deduction rate of about 26.4%. On total compensation of $100,179, Margaret Heldman ranked #948 of 951 disclosed at Waterloo Catholic District School Board that year, where the median salary was $104,562. After pension contributions (probably OTPP for teachers or OMERS in this sector), take-home is usually a further 7–10% lower.
- Estimated net pay
- ~$73,772
- Effective income-tax rate (excl. CPP/EI)
- ~21.6%
- CPP + EI contributions
- ~$4,756
- All-in deduction rate (incl. CPP/EI)
- ~26.4%
- vs. 2023 Teacher median
- −3%
Where does $100,179 rank on the Sunshine List? →
Estimate only: 2023 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.