Michelle Muio-Smart
Waterloo Catholic District School Board/Teacher
2025 Salary
$118,065Total compensation $118,065, including $0 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#748Waterloo Catholic District School Board
Years on List
42022–2025
Peak Salary
$132,7252024
Full 2025 roster at Waterloo Catholic District School Board →·See where $118,065 ranks →
Total Compensation History
Full History
2022–2025
$103,342 in 2022 is worth about $112,227 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | TeacherWaterloo Catholic District School Board | $118,065Benefits $0Total $118,065 |
| 2024 | TeacherWaterloo Catholic District School Board | $132,725Benefits $0Total $132,725 |
| 2023 | TeacherWaterloo Catholic District School Board | $103,608Benefits $0Total $103,608 |
| 2022 | TeacherWaterloo Catholic District School Board | $103,342Benefits $0Total $103,342 |
Take-Home Pay
(After Tax) · 2025 estimate
Take-home on Michelle Muio-Smart's 2025 salary of $118,065 comes to roughly $85,797 once federal and Ontario income tax (about 22.7% effective) is deducted. The 2025 median for Teacher on the list was $118,059, almost exactly this figure. Compared with 2024, when the figure was $132,725, that is a drop of about 11%. After pension contributions (probably OTPP for teachers or OMERS in this sector), take-home is usually a further 7–10% lower.
- Estimated net pay
- ~$85,797
- Effective income-tax rate (excl. CPP/EI)
- ~22.7%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~27.3%
- vs. 2025 Teacher median
- about even
Where does $118,065 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.