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Saad Opal

Financial Services Regulatory Authority of Ontario/Senior Manager, Supervision, Auto Insurance Products / Chef, surveillance des produits d’assurance-automobile

2025 Salary

$157,364

Total compensation $157,899, including $535 in taxable benefits.

Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page

At a Glance
2025

Employer Rank

#119

Financial Services Regulatory Authority of Ontario

Years on List

3

2023–2025

Peak Salary

$157,364

2025

Full 2025 roster at Financial Services Regulatory Authority of Ontario·See where $157,364 ranks →

Total Compensation History

Total compensation by yearLine chart of 3 yearly values of total compensation, from $115,324 in 2023 to $157,899 in 2025.$100K$120K$140K$160K202320242025
Total compensation, 2023–2025. Axis starts at $100,000, the Sunshine List disclosure threshold.

Full History
20232025

$115,174 in 2023 is worth about $120,379 in 2025 dollars.

Full salary history, by year
YearPositionSalary
2025Senior Manager, Supervision, Auto Insurance Products / Chef, surveillance des produits d’assurance-automobileFinancial Services Regulatory Authority of Ontario$157,364
2024Senior Manager, Supervision, Auto Insurance Products / Chef, surveillance des produits d’assurance-automobileFinancial Services Regulatory Authority of Ontario$132,465
2023Senior Manager, Supervision, Auto Insurance Products / Chef, surveillance des produits d’assurance-automobileFinancial Services Regulatory Authority of Ontario / Office Ontarien De Réglementation Des Services Financiers$115,174

Take-Home Pay
(After Tax) · 2025 estimate

Saad Opal was paid $157,364 in 2025; after income tax, CPP and EI that is roughly $107,938, an effective income-tax rate of about 27.9%. Within Financial Services Regulatory Authority of Ontario, Saad Opal's total compensation of $157,899 was the #119 of 444, against a median salary of $139,825. That is about 19% more than the $132,465 paid in 2024. After pension contributions (probably PSPP or OPTrust in this sector), take-home is usually a further 7–10% lower.

Estimated net pay
~$107,938
Effective income-tax rate (excl. CPP/EI)
~27.9%
CPP + EI contributions
~$5,507
All-in deduction rate (incl. CPP/EI)
~31.4%

Where does $157,364 rank on the Sunshine List? →

Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.

Also at Financial Services Regulatory Authority of Ontario
2025

View all 444 employees at Financial Services Regulatory Authority of Ontario (2025) →