Sarah Ratcliff
Bluewater District School Board/Elementary Teacher
2025 Salary
$119,931Total compensation $120,031, including $100 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#180Bluewater District School Board
Years on List
42021–2025
Peak Salary
$132,7442024
Full 2025 roster at Bluewater District School Board →·See where $119,931 ranks →
Total Compensation History
Full History
2021–2025
$104,099 in 2021 is worth about $120,713 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | Elementary TeacherBluewater District School Board | $119,931Benefits $100Total $120,031 |
| 2024 | Elementary TeacherBluewater District School Board | $132,744Benefits $95Total $132,838 |
| 2022 | Elementary TeacherBluewater District School Board | $102,992Benefits $89Total $103,081 |
| 2021 | Elementary TeacherBluewater District School Board | $104,099Benefits $87Total $104,185 |
Take-Home Pay
(After Tax) · 2025 estimate
Sarah Ratcliff was paid $119,931 in 2025; after income tax, CPP and EI that is roughly $86,853, an effective income-tax rate of about 23.0%. For comparison, the median Elementary Teacher on the 2025 list was paid $118,036; this salary is about 2% more. Compared with 2024, when the figure was $132,744, that is a drop of about 10%. Most School Boards employees belong to OTPP for teachers or OMERS, so actual take-home is likely another 7–10% lower after pension contributions.
- Estimated net pay
- ~$86,853
- Effective income-tax rate (excl. CPP/EI)
- ~23.0%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~27.6%
- vs. 2025 Elementary Teacher median
- +2%
Where does $119,931 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.