Senira Carvalho
McMaster University/Senior Insurance Specialist
2025 Salary
$106,189Total compensation $111,741, including $5,551 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#1,630McMaster University
Years on List
22024–2025
Peak Salary
$106,1892025
Full 2025 roster at McMaster University →·See where $106,189 ranks →
Total Compensation History
Full History
2024–2025
$102,778 in 2024 is worth about $104,886 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | Senior Insurance SpecialistMcMaster University | $106,189Benefits $5,551Total $111,741 |
| 2024 | Senior Insurance SpecialistMcMaster University | $102,778Benefits $5,404Total $108,182 |
Take-Home Pay
(After Tax) · 2025 estimate
In 2025, Senira Carvalho's $106,189 salary works out to roughly $78,264 after income tax, CPP and EI — an all-in deduction rate of about 26.3%. On total compensation of $111,741, Senira Carvalho ranked #1,630 of 1,966 disclosed at McMaster University that year, where the median salary was $150,713. Members of OMERS, OTPP, HOOPP or OPTrust typically take home another 7–10% less after pension contributions, which this estimate leaves out.
- Estimated net pay
- ~$78,264
- Effective income-tax rate (excl. CPP/EI)
- ~21.1%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~26.3%
Where does $106,189 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.