Steph Garibaldi
Waterloo Catholic District School Board/Teacher
2025 Salary
$120,170Total compensation $120,170, including $0 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#280Waterloo Catholic District School Board
Years on List
42022–2025
Peak Salary
$132,1702024
Full 2025 roster at Waterloo Catholic District School Board →·See where $120,170 ranks →
Total Compensation History
Full History
2022–2025
$104,680 in 2022 is worth about $113,680 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | TeacherWaterloo Catholic District School Board | $120,170 |
| 2024 | TeacherWaterloo Catholic District School Board | $132,170 |
| 2023 | TeacherWaterloo Catholic District School Board | $104,494 |
| 2022 | TeacherWaterloo Catholic District School Board | $104,680 |
Take-Home Pay
(After Tax) · 2025 estimate
Take-home on Steph Garibaldi's 2025 salary of $120,170 comes to roughly $86,988 once federal and Ontario income tax (about 23.0% effective) is deducted. At Waterloo Catholic District School Board, 1,314 people made the 2025 list with a median salary of $118,160; Steph Garibaldi's total compensation of $120,170 ranked #280. Pension contributions — likely OTPP for teachers or OMERS in the School Boards sector — would typically trim another 7–10% off that figure.
- Estimated net pay
- ~$86,988
- Effective income-tax rate (excl. CPP/EI)
- ~23.0%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~27.6%
- vs. 2025 Teacher median
- +2%
Where does $120,170 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.