Bernadine Cowie
Regional Municipality of Waterloo/Public Health Inspector
2025 Salary
$101,416Total compensation $102,876, including $1,460 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#894Regional Municipality of Waterloo
Years on List
22024–2025
Peak Salary
$101,5912024
Full 2025 roster at Regional Municipality of Waterloo →·See where $101,416 ranks →
Total Compensation History
Full History
2024–2025
$101,591 in 2024 is worth about $103,675 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | Public Health InspectorRegional Municipality Of Waterloo | $101,416Benefits $1,460Total $102,876 |
| 2024 | Public Health InspectorRegional Municipality Of Waterloo | $101,591Benefits $1,535Total $103,126 |
Take-Home Pay
(After Tax) · 2025 estimate
Bernadine Cowie was paid $101,416 in 2025; after income tax, CPP and EI that is roughly $74,994, an effective income-tax rate of about 20.6%. It is little changed from the $101,591 paid in 2024. Among those listed as Public Health Inspector in 2025, the median was $105,193; this salary sits about 4% below it. Most Municipalities & Services employees belong to OMERS, so actual take-home is likely another 7–10% lower after pension contributions.
- Estimated net pay
- ~$74,994
- Effective income-tax rate (excl. CPP/EI)
- ~20.6%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~26.1%
- vs. 2025 Public Health Inspector median
- −4%
Where does $101,416 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.