Bernardine Ngan
Ontario Power Generation/Senior Credit Analyst
2025 Salary
$240,846Total compensation $247,555, including $6,709 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#687Ontario Power Generation
Years on List
202003–2025
Peak Salary
$240,8462025
Full 2025 roster at Ontario Power Generation →·See where $240,846 ranks →
Total Compensation History
Full History
2003–2025
$102,225 in 2003 is worth about $163,282 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | Senior Credit AnalystOntario Power Generation | $240,846Benefits $6,709Total $247,555 |
| 2024 | Senior Credit AnalystOntario Power Generation | $170,446Benefits $6,395Total $176,841 |
| 2023 | Senior Credit AnalystOntario Power Generation | $167,167Benefits $5,860Total $173,027 |
| 2022 | Senior Credit AnalystOntario Power Generation | $153,300Benefits $5,369Total $158,669 |
| 2021 | Senior Credit AnalystOntario Power Generation | $150,674Benefits $4,776Total $155,450 |
| 2020 | Senior Credit AnalystOntario Power Generation | $153,161Benefits $4,271Total $157,433 |
| 2019 | Senior Credit AnalystOntario Power Generation | $144,600Benefits $3,595Total $148,195 |
| 2018 | Senior Credit AnalystOntario Power Generation | $141,866Benefits $3,872Total $145,737 |
| 2017 | Senior Credit AnalystOntario Power Generation | $143,282Benefits $815Total $144,097 |
| 2016 | Senior Credit AnalystOntario Power Generation | $143,298Benefits $806Total $144,104 |
| 2015 | Senior Credit AnalystOntario Power Generation | $137,646Benefits $798Total $138,443 |
| 2014 | Senior Credit AnalystOntario Power Generation | $135,287Benefits $783Total $136,071 |
| 2013 | Senior Credit AnalystOntario Power Generation | $133,034Benefits $770Total $133,804 |
| 2012 | Senior Credit AnalystOntario Power Generation | $131,587Benefits $764Total $132,351 |
| 2011 | Senior Credit AnalystOntario Power Generation | $130,497Benefits $739Total $131,236 |
| 2010 | Senior Credit AnalystOntario Power Generation | $126,490Benefits $660Total $127,150 |
| 2007 | Senior Credit AnalystOntario Power Generation | $119,288Benefits $548Total $119,836 |
| 2006 | Senior Credit AnalystOntario Power Generation | $113,552Benefits $585Total $114,137 |
| 2005 | Senior Credit AnalystOntario Power Generation | $107,745Benefits $254Total $107,999 |
| 2003 | Senior Credit AnalystOntario Power Generation | $102,225Benefits $600Total $102,825 |
Take-Home Pay
(After Tax) · 2025 estimate
Take-home on Bernardine Ngan's 2025 salary of $240,846 comes to roughly $151,374 once federal and Ontario income tax (about 34.9% effective) is deducted. It is up about 41% on the $170,446 paid in 2024. Bernardine Ngan has appeared on the list 20 times since 2003. Members of OMERS, OTPP, HOOPP or OPTrust typically take home another 7–10% less after pension contributions, which this estimate leaves out.
- Estimated net pay
- ~$151,374
- Effective income-tax rate (excl. CPP/EI)
- ~34.9%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~37.1%
Where does $240,846 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.