Joanne Halcovitch
City of Waterloo/First Class Fire Fighter
2025 Salary
$128,108Total compensation $129,071, including $963 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#161City of Waterloo
Years on List
22024–2025
Peak Salary
$128,1082025
Full 2025 roster at City of Waterloo →·See where $128,108 ranks →
Total Compensation History
Full History
2024–2025
$120,758 in 2024 is worth about $123,234 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | First Class Fire FighterCity Of Waterloo | $128,108Benefits $963Total $129,071 |
| 2024 | First Class Fire FighterCity Of Waterloo | $120,758Benefits $1,059Total $121,817 |
Take-Home Pay
(After Tax) · 2025 estimate
In 2025, Joanne Halcovitch's $128,108 salary works out to roughly $91,480 after income tax, CPP and EI — an all-in deduction rate of about 28.6%. For comparison, the median First Class Firefighter on the 2025 list was paid $130,962; this salary is about 2% less. Compared with 2024, when the figure was $120,758, that is a rise of about 6%. Pension contributions — likely OMERS in the Municipalities & Services sector — would typically trim another 7–10% off that figure.
- Estimated net pay
- ~$91,480
- Effective income-tax rate (excl. CPP/EI)
- ~24.3%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~28.6%
- vs. 2025 First Class Firefighter median
- −2%
Where does $128,108 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.