Judy Gao
City of Toronto/Financial Planning Analyst
2025 Salary
$106,531Total compensation $107,140, including $609 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#11,282City of Toronto
Years on List
12025–2025
Peak Salary
$106,5312025
Full 2025 roster at City of Toronto →·See where $106,531 ranks →
Full History
2025–2025
| Year | Position | Salary |
|---|---|---|
| 2025 | Financial Planning AnalystCity Of Toronto | $106,531Benefits $609Total $107,140 |
Take-Home Pay
(After Tax) · 2025 estimate
In 2025, Judy Gao's $106,531 salary works out to roughly $78,499 after income tax, CPP and EI — an all-in deduction rate of about 26.3%. For comparison, the median Financial Planning Analyst on the 2025 list was paid $112,013; this salary is about 5% less. This is Judy Gao's first appearance on the Sunshine List. Pension contributions — likely OMERS in the Municipalities & Services sector — would typically trim another 7–10% off that figure.
- Estimated net pay
- ~$78,499
- Effective income-tax rate (excl. CPP/EI)
- ~21.1%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~26.3%
- vs. 2025 Financial Planning Analyst median
- −5%
Where does $106,531 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.