Karina Graf
University of Waterloo/Managing Director, Marketing Brand and Growth
2025 Salary
$147,970Total compensation $148,277, including $307 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#1,263University of Waterloo
Years on List
42022–2025
Peak Salary
$147,9702025
Full 2025 roster at University of Waterloo →·See where $147,970 ranks →
Total Compensation History
Full History
2022–2025
$101,710 in 2022 is worth about $110,455 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | Managing Director, Marketing Brand and GrowthUniversity Of Waterloo | $147,970 |
| 2024 | Associate Director, Marketing and Digital SalesUniversity Of Waterloo | $132,773 |
| 2023 | Associate Director, Marketing and Digital SalesUniversity Of Waterloo | $126,208 |
| 2022 | Associate Director, Marketing and Digital SalesUniversity Of Waterloo | $101,710 |
Take-Home Pay
(After Tax) · 2025 estimate
Take-home on Karina Graf's 2025 salary of $147,970 comes to roughly $102,720 once federal and Ontario income tax (about 26.9% effective) is deducted. It is up about 11% on the $132,773 paid in 2024. Records under this name have appeared on the Sunshine List 4 years in all, first in 2022. Members of OMERS, OTPP, HOOPP or OPTrust typically take home another 7–10% less after pension contributions, which this estimate leaves out.
- Estimated net pay
- ~$102,720
- Effective income-tax rate (excl. CPP/EI)
- ~26.9%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~30.6%
Where does $147,970 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.