Michael Karachiwala
City of Toronto/Firefighter Operation
2025 Salary
$122,452Total compensation $124,249, including $1,797 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#7,543City of Toronto
Years on List
82017–2025
Peak Salary
$164,8012022
Full 2025 roster at City of Toronto →·See where $122,452 ranks →
Total Compensation History
Full History
2017–2025
$103,891 in 2017 is worth about $130,820 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | Firefighter OperationCity Of Toronto | $122,452Benefits $1,797Total $124,249 |
| 2024 | Firefighter OperationCity Of Toronto | $146,252Benefits $1,774Total $148,026 |
| 2023 | Firefighter OperationCity Of Toronto | $122,643Benefits $1,918Total $124,561 |
| 2022 | Firefighter OperationCity Of Toronto | $164,801Benefits $1,902Total $166,704 |
| 2021 | Firefighter OperationCity Of Toronto | $116,106Benefits $1,858Total $117,964 |
| 2020 | Firefighter OperationCity Of Toronto | $114,808Benefits $1,721Total $116,530 |
| 2019 | Firefighter OperationCity Of Toronto | $102,267Benefits $1,695Total $103,963 |
| 2017 | Firefighter OperationCity of Toronto | $103,891Benefits $1,608Total $105,499 |
Take-Home Pay
(After Tax) · 2025 estimate
Michael Karachiwala was paid $122,452 in 2025; after income tax, CPP and EI that is roughly $88,279, an effective income-tax rate of about 23.4%. That is about 16% less than the $146,252 paid in 2024. Records under this name have appeared on the Sunshine List 8 years in all, first in 2017. After pension contributions (probably OMERS in this sector), take-home is usually a further 7–10% lower.
- Estimated net pay
- ~$88,279
- Effective income-tax rate (excl. CPP/EI)
- ~23.4%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~27.9%
- vs. 2025 Firefighter median
- −7%
Where does $122,452 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.