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Barbara Cardow

Regional Municipality of Waterloo/Director Children`s Services

2025 Salary

$202,949

Total compensation $205,354, including $2,405 in taxable benefits.

Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page

At a Glance
2025

Employer Rank

#15

Regional Municipality of Waterloo

Years on List

11

2015–2025

Peak Salary

$202,949

2025

Full 2025 roster at Regional Municipality of Waterloo →·See where $202,949 ranks →

Total Compensation History

Total compensation by yearLine chart of 11 yearly values of total compensation, from $107,239 in 2015 to $205,354 in 2025.$100K$125K$150K$175K$200K$225K201520172019202120232025
Total compensation, 2015–2025. Axis starts at $100,000, the Sunshine List disclosure threshold.

Full History
2015–2025

$106,757 in 2015 is worth about $138,463 in 2025 dollars.

Full salary history, by year
YearPositionSalary
2025Director Children`s ServicesRegional Municipality Of Waterloo$202,949Benefits $2,405Total $205,354
2024Director, Children’s ServicesRegional Municipality Of Waterloo$199,589Benefits $2,544Total $202,133
2023Director, Children’s ServicesRegional Municipality Of Waterloo$190,320Benefits $2,681Total $193,001
2022Director, Children’s ServicesRegional Municipality Of Waterloo$184,806Benefits $2,419Total $187,225
2021Director, Children’s ServicesRegional Municipality Of Waterloo$180,391Benefits $2,049Total $182,440
2020Director, Children’s ServicesRegional Municipality Of Waterloo$169,699Benefits $893Total $170,592
2019Director, Children’s ServicesRegional Municipality Of Waterloo$158,000Benefits $919Total $158,919
2018Director, Children`s ServicesRegional Municipality of Waterloo$146,661Benefits $654Total $147,316
2017Director, Children`s ServicesRegional Municipality of Waterloo$125,737Benefits $525Total $126,262
2016Manager, Special Needs Resourcing (Children's Services)Regional Municipality of Waterloo$104,401Benefits $490Total $104,891
2015Manager, Special Needs Resourcing (Children's Services)Regional Municipality of Waterloo$106,757Benefits $482Total $107,239

Take-Home Pay
(After Tax) · 2025 estimate

In 2025, Barbara Cardow's $202,949 salary works out to roughly $132,080 after income tax, CPP and EI — an all-in deduction rate of about 34.9%. Compared with 2024, when the figure was $199,589, that is a rise of about 2%. Records under this name have appeared on the Sunshine List 11 years in all, first in 2015. Most Municipalities & Services employees belong to OMERS, so actual take-home is likely another 7–10% lower after pension contributions.

Estimated net pay
~$132,080
Effective income-tax rate (excl. CPP/EI)
~32.2%
CPP + EI contributions
~$5,507
All-in deduction rate (incl. CPP/EI)
~34.9%
vs. 2025 Director Children's Services median
+5%

Where does $202,949 rank on the Sunshine List? →

Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.

Also at Regional Municipality of Waterloo
2025

View all 952 employees at Regional Municipality of Waterloo (2025) →