Karen Cummings
University of Waterloo/Associate Professor, Teaching Stream
2025 Salary
$160,743Total compensation $161,517, including $774 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#1,106University of Waterloo
Years on List
62020–2025
Peak Salary
$160,7432025
Full 2025 roster at University of Waterloo →·See where $160,743 ranks →
Total Compensation History
Full History
2020–2025
$112,528 in 2020 is worth about $134,869 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | Associate Professor, Teaching StreamUniversity Of Waterloo | $160,743Benefits $774Total $161,517 |
| 2024 | Associate Professor, Teaching StreamUniversity Of Waterloo | $150,468Benefits $629Total $151,097 |
| 2023 | LecturerUniversity Of Waterloo | $138,645Benefits $535Total $139,180 |
| 2022 | LecturerUniversity Of Waterloo | $126,071Benefits $439Total $126,510 |
| 2021 | LecturerUniversity Of Waterloo | $117,457Benefits $318Total $117,775 |
| 2020 | LecturerUniversity Of Waterloo | $112,528Benefits $185Total $112,713 |
Take-Home Pay
(After Tax) · 2025 estimate
In 2025, Karen Cummings's $160,743 salary works out to roughly $109,798 after income tax, CPP and EI — an all-in deduction rate of about 31.7%. Compared with 2024, when the figure was $150,468, that is a rise of about 7%. Karen Cummings has appeared on the list 6 times since 2020. Members of OMERS, OTPP, HOOPP or OPTrust typically take home another 7–10% less after pension contributions, which this estimate leaves out.
- Estimated net pay
- ~$109,798
- Effective income-tax rate (excl. CPP/EI)
- ~28.3%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~31.7%
- vs. 2025 Associate Professor Teaching Stream median
- −7%
Where does $160,743 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.