Zara Rafferty
University of Waterloo/Associate Professor, Teaching Stream
2025 Salary
$121,658Total compensation $121,982, including $324 in taxable benefits.
Source: Ontario’s Public Sector Salary Disclosure — names paid $100,000 or more that year. How we build this · Report an error on this page
At a Glance
2025
Employer Rank
#1,745University of Waterloo
Years on List
72018–2025
Peak Salary
$147,5062022
Full 2025 roster at University of Waterloo →·See where $121,658 ranks →
Total Compensation History
Full History
2018–2025
$101,785 in 2018 is worth about $125,286 in 2025 dollars.
| Year | Position | Salary |
|---|---|---|
| 2025 | Associate Professor, Teaching StreamUniversity Of Waterloo | $121,658Benefits $324Total $121,982 |
| 2023 | LecturerUniversity Of Waterloo | $133,462Benefits $227Total $133,689 |
| 2022 | LecturerUniversity Of Waterloo | $147,506Benefits $181Total $147,687 |
| 2021 | LecturerUniversity Of Waterloo | $139,154Benefits $133Total $139,287 |
| 2020 | LecturerUniversity Of Waterloo | $114,759Benefits $118Total $114,878 |
| 2019 | LecturerUniversity Of Waterloo | $110,316Benefits $115Total $110,431 |
| 2018 | LecturerUniversity of Waterloo | $101,785Benefits $109Total $101,894 |
Take-Home Pay
(After Tax) · 2025 estimate
Zara Rafferty was paid $121,658 in 2025; after income tax, CPP and EI that is roughly $87,830, an effective income-tax rate of about 23.3%. Compared with 2023, when the figure was $133,462, that is a drop of about 9%. That is about 30% below the 2025 median of $173,519 for Associate Professor Teaching Stream on the Sunshine List. Members of OMERS, OTPP, HOOPP or OPTrust typically take home another 7–10% less after pension contributions, which this estimate leaves out.
- Estimated net pay
- ~$87,830
- Effective income-tax rate (excl. CPP/EI)
- ~23.3%
- CPP + EI contributions
- ~$5,507
- All-in deduction rate (incl. CPP/EI)
- ~27.8%
- vs. 2025 Associate Professor Teaching Stream median
- −30%
Where does $121,658 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.