Zara Rafferty
University of Waterloo/Associate Professor, Teaching Stream
At a Glance
2025
Latest Salary
$121,6582025
Total Compensation
$121,982Incl. $324 benefits
Employer Rank
#1,745University of Waterloo
Years on List
72018–2025
Salary History
Full History
2018–2025
| Year | Employer | Position | Salary | Benefits | Total |
|---|---|---|---|---|---|
| 2025 | University Of Waterloo | Associate Professor, Teaching Stream | $121,658 | $324 | $121,982 |
| 2023 | University Of Waterloo | — | $133,462 | $227 | $133,689 |
| 2022 | University Of Waterloo | Lecturer | $147,506 | $181 | $147,687 |
| 2021 | University Of Waterloo | Lecturer | $139,154 | $133 | $139,287 |
| 2020 | University Of Waterloo | Lecturer | $114,759 | $118 | $114,878 |
| 2019 | University Of Waterloo | Lecturer | $110,316 | $115 | $110,431 |
| 2018 | University of Waterloo | Lecturer | $101,785 | $109 | $101,894 |
Take-Home Pay
(After Tax) · 2025 estimate
Zara Rafferty was paid $121,658 in 2025; after income tax, CPP and EI that is roughly $87,830, an effective income-tax rate of about 23.3%. Compared with 2023, when the figure was $133,462, that is a drop of about 9%. That is about 30% below the 2025 median of $173,519 for Associate Professor Teaching Stream on the Sunshine List. Members of OMERS, OTPP, HOOPP or OPTrust typically take home another 7–10% less after pension contributions, which this estimate leaves out.
- Estimated net pay
- ~$87,830
- Effective income-tax rate (excl. CPP/EI)
- ~23.3%
- CPP + EI contributions
- ~$5,507
- vs. 2025 Associate Professor Teaching Stream median
- −30%
Where does $121,658 rank on the Sunshine List? →
Estimate only: 2025 federal and Ontario rates, basic personal amounts, Canada employment amount and CPP/EI credits; single, employment income only, salary treated as full-year income. Ignores pension contributions (OMERS, HOOPP, OTPP, OPTrust and similar plans lower actual take-home), union dues, RRSPs and benefits.